Financial Planning

Term Insurance Calculator

Calculate the life cover you need using both the DIME method and Human Life Value (HLV) method. Recommends the higher of the two.

DIME Method Inputs

Outstanding Loans — Debt (₹)

Home Loan Balance — Mortgage (₹)

Annual Income (₹)

Income Replacement Years

Education Fund Needed (₹)

Current Savings & Investments (₹)

Human Life Value (HLV) Inputs

Monthly Household Expenses (₹)

Working Years Remaining

Discount Rate (% p.a.)

For general guidance only. Consult your CA for advice specific to your situation.