Income Tax

NPS Deduction Calculator

Calculate 80CCD(1), 80CCD(1B) ₹50K extra, and 80CCD(2) employer contribution deductions.

Employment Type

Basic Salary + DA (annual ₹)

Your NPS Contribution / Annual (₹)

Employer NPS Contribution / Annual (₹)

Other 80C Investments Already Made (₹)

Note: NPS deductions (80CCD) are available only under the Old Tax Regime, except 80CCD(2) which is also allowed under the new regime. At retirement, 60% of corpus can be withdrawn tax-free; 40% must be invested in annuity (taxable as income). 80CCD(2) is the most efficient deduction — no cap on investment, not counted in ₹1.5L limit.

For general guidance only. Consult your CA for advice specific to your situation.