Utility Tools

Loan Prepayment Savings Calculator

Calculate interest savings from lump-sum loan prepayment — choose to reduce tenure or reduce EMI — with prepayment penalty break-even analysis.

Original loan amount (₹)

Interest rate (% p.a.)

Original tenure (years)

EMIs paid so far (months)

Prepayment amount (₹)

Prepayment penalty (% of prepayment)

For general guidance only. Consult your CA for advice specific to your situation.