Advanced Analysis

DSCR Calculator

Calculate Debt Service Coverage Ratio with full step-by-step P&L build. Shows Interest Coverage, EBITDA margin, and lender's perspective including RBI 1.25x benchmark.

Open in Final Accounts Playground

DSCR = Net Operating Income / Total Debt Service | NOI = EBIT × (1 − Tax Rate) + Depreciation | Debt Service = Interest + Principal Repayment | RBI minimum for project loans: 1.25

Revenue (₹/year) *

Operating Expenses excl. D&A (₹/year) *

Depreciation & Amortization (₹/year) *

Interest on Loans (₹/year) *

Principal Repayment this Year (₹) *

Effective Tax Rate (%) *

For general guidance only. Consult your CA for advice specific to your situation.